Lease
Options > Benefits
BRVSV is dedicated
to helping our customers
reach their goals.
Our lease
options allow many of our customers to get the equipment they
need when they need it. Read below for more information on the
different ways that leasing can be beneficial to your business.
Leasing allows you to conserve your cash
for times when you need it most.
The #1 reason businesses fail is due to lack of liquidity. Maintaining ample
cash balances in your checking account should be a top priority for a company
of any size.
Application is easy!
We will not burden your company with excessive reporting requirements.
Simply complete our one-page Business Lease
Application (PDF). Upon receipt of your
credit application and
equipment quotation, you can expect a response within
48 hours.
100% Financing
Conserve your line(s) of credit to support your accounts receivable,
inventory and other working capital needs. Leasing can provide
100% financing, allowing you to acquire the equipment you need without
a major cash outlay.
Tax Advantages
Leasing provides your company with substantial tax
advantages you can’t achieve when you pay with cash
or finance via a traditional bank loan. Don’t wait -
maximize your tax benefit this year via the recently modified
IRS Section 179 allowing businesses to write off up to $112,000 in leased
equipment. Alternatively, write off 100% of each monthly lease payment as
an operating expense throughout the entire term of the lease.
Off Balance Sheet Financing
Leasing is the perfect
tool to acquire new equipment without further leveraging your company’s
balance sheet. If additional debt may jeopardize an existing bank
borrowing covenant, an operating
lease may be the perfect solution to your next equipment acquisition.
Payment Options–Fixed or
Flexible
Leasing is an extremely flexible financing tool. Depending on your
specific needs we can offer traditional options that take advantage
of low monthly lease payments with our fixed payment plans or you
can take advantage of our flexible
payment options. Ask about our step-up, deferral, skip and/or
annual payment programs.
Start-Up Financing
If you are a new
business owner, leasing may be your best & most competitive
option for acquiring your new equipment! Often times,
a bank may not consider a business for financing if it has
less than two full years of operations. Typically, the only lenders
that will provide financing to start-up businesses are those with
a niche expertise in a particular line of equipment or industry.
Establish Credit
As your business grows, you will need to either trade up or acquire
more equipment to meet your increased demand. By establishing
your credit with us, it will be easier to acquire your next
piece of equipment.
Avoid Capital Budget Restrictions
Can your company really afford to wait until next year’s
budgeting process to acquire the equipment you need now? Our lease-to-own program is
the perfect tool to acquire equipment today without being subject
to this year’s capital budget restrictions.
Used Equipment
Often times banks are only interested
in financing new equipment purchases. While
it may offer you an added opportunity, used equipment often
presents added challenges to bank lenders who are typically less familiar
with the useful life and resale values associated with used equipment.
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